0 apr cardMany of the best credit card programs have some type of introductory 0% interest rate credit cards available. Sometimes, these are referred to as zero percent APR cards, and issued by leading banks and institutions for financing. A 0% APR is one of the offers by financial institutions to their customers and prospective customers for a zero percent financing on the carried balance. However, in most cases, this offer does not continue forever. Commonly, the zero percent APR rate applies only for three to twelve months. People who commonly use APR have a profile of heavy outstanding card balances. The zero percent interest helps these customers to reduce the overall rate of interest that incurs on their debt . |